[摘要]有錢人的money可不是大風(fēng)刮過來的，都是經(jīng)過他們的聰明才智以及辛勤勞動贏得的。下面可以告訴你的是有錢人的致富秘訣，而你需要做的就是執(zhí)行這13條要訣來改造你的生活，立刻就行動起來吧！

 

For over a week I’ve been listening to The Millionaire Mind by Thomas J. Stanley while commuting in my car. He interviewed 1000 millionaires since 1980 and taken very meticulous surveys of their responses.

一周以來，當(dāng)我在開車時(shí)，我一直在收聽由托馬斯。斯坦利主持的“富翁智慧”。自從1980年以來，他采訪了1000位百萬富翁并對他們的應(yīng)答作了仔細(xì)的調(diào)查。

Not only have I gained dozens of GEMS about what it takes to becoming a Millionaire from this program, but I learned to think different. I learned to think the way millionaire’s think, or so I hope!

從這個(gè)節(jié)目中，我不僅收獲了許多關(guān)于如何成為一個(gè)百萬富翁的秘訣，我更學(xué)到了要以不同的方式去思考。我希望我學(xué)會了富翁們思考的方法。

One of the interesting survey questions is what all of those millionaires contributes their success to. So without further ado, here is a list of their top 13, from most important to least (but still really important). With my commentary.

這些調(diào)查的問題中很有意思的一個(gè)問題是詢問那些富翁，他們將他們的成功歸功于什么？那么，廢話少說，下面就是這13條秘訣按重要性從大到小(仍然是很重要的方面)的列表，我分別對它們作了評論。

Success Factors:

成功的要素：

1. Being honest with all people. The great thing about this factor is that it is accessible to anyone and you can start right away. Just be honest. It sounds simple, but it requires a bit of courage at some points. So do it- it’s the top success factor.

對所有的人都要真誠。 這一點(diǎn)的妙處在于可以使你接近任何人，你可以立刻開始執(zhí)行這一條秘訣。

2. Having a supportive spouse. While being attracted to someone is really important, perhaps even necessary, it’s not the criteria by which one should go spouse-shopping. I would personally say, and the millionaires would agree, that having a kind, supportive spouse, who has similar goals, and is responsible is more important.

擁有一個(gè)支持你的伴侶。 雖然吸引你是很重要的一點(diǎn)，甚至可以說是必須的一點(diǎn)，但這并不是選擇伴侶的標(biāo)準(zhǔn)。我個(gè)人認(rèn)為一個(gè)善良，支持你，和你有著相似人生目標(biāo)，有責(zé)任感的伴侶是更重要的。這一點(diǎn)，那些富翁們也會贊同。

3. Getting along with people. I can’t thing of having any job, business, or career that has zero involvement with people and has monetary value. You can see how this would be in the top 3, right?

會與人相處。 我認(rèn)為沒有一個(gè)賺錢的工作，生意，事業(yè)是與人沒有關(guān)系的。這樣，你知道為什么這一條要素在三甲之列吧？

4. Loving career or business. The passion and love for your career will make work not work anymore. Sure it might be really hard at times. When you combine the passion with your discipline you will be propelled to new heights.

熱愛你的事業(yè)或生意。 對你事業(yè)的激情和愛將是你的工作不僅僅只是工作。當(dāng)然有時(shí)要做到這點(diǎn)很難，但當(dāng)你將激情與規(guī)矩結(jié)合起來時(shí)，你將上升到新的高度。

5. Being physically fit. I stress this in many posts- exercise. If you aren’t taking care of your health, than your mind and body are not working optimally.

有一個(gè)健康的身體。 我強(qiáng)調(diào)工作期間的鍛煉，如果你不注意你的健康，那么你的精神與身體是無法理想地工作的。

6. Having strong leadership qualities. When it comes down to it you will want to delegate as much as you can and concentrate on more important issues. There is only one of you. having this skill is a top priority.

有很強(qiáng)的領(lǐng)導(dǎo)力。 要做到這點(diǎn)，你應(yīng)該有許多有能力代表你做事的人，越多越好，這主要集中體現(xiàn)在在較大的項(xiàng)目上。你自己只有一個(gè)人。學(xué)會這個(gè)技巧是至關(guān)重要的。

7. Making wise investments.You can make high 6 figure incomes, but if the money doesn’t grow, or if you put it into losing investments than you aren’t optimizing your assets. You’re basically spinning your wheels and wasting your time. You want to reach a point where you could live off of the interest of your investments!

做精明的投資。 你可以賺到6位數(shù)的收入，但是如果你不使你的錢增長，或是將其投入失敗的投資，那么你就沒有優(yōu)化配置你的資產(chǎn)，你只是在做無用功，浪費(fèi)你的時(shí)間。你想要達(dá)到一種狀態(tài)，那就是你可以靠你投資的利息生活。

8. Seeing business opportunities. The truth is if you’re in a niche market that is over saturated you’re going to have too much competition to make a real difference. Sure you might rise to the top, but that’s like the chance of you becoming a rock star- slim. If money is what you’re after, not the dream of being number 1 in ‘that’ field, than find an unoccupied niche.

識別商機(jī)。 事實(shí)上，在一個(gè)過度飽和的機(jī)會市場上，為了沖出重圍，獨(dú)領(lǐng)風(fēng)騷，你要參與近很多的競爭。當(dāng)然你有可能達(dá)到領(lǐng)先，但那種可能性就像要成為一個(gè)搖滾歌星般渺茫。如果你追求的金錢而非做該行的“老大”，那么，發(fā)掘一片藍(lán)海是最好的。

9. Being willing to take financial risk given the right return. One of the ways that I look at this is the financial risk of working for yourself instead of a big company. Yes, you’re risking you X-figure a year job, but the return that you could possibly get is way greater than this. Combined with #8 (seeing opportunities)， and doing market research, the risk is much less than you think.

愿意接受那些帶來相當(dāng)?shù)幕貓?bào)的金融風(fēng)險(xiǎn)。 我理解這一條的一種角度是這種金融風(fēng)險(xiǎn)是為自己而非為了大公司。是的，你以你一年好幾位數(shù)的年薪為賭注，但你的回報(bào)是你可能可以獲得數(shù)倍的回報(bào)。將這一點(diǎn)與第八條相結(jié)合并做市場研究，風(fēng)險(xiǎn)就會比你想象的小得多。

10. Having good mentors. Learning amazing qualities from highly successful people is easier than learning the road on your own. Once your mentality is in the right place, actions are performed, and success follows.

有許多良師益友。 從一些超級成功的人們那里學(xué)習(xí)優(yōu)秀品質(zhì)要比你自己摸索容易。當(dāng)你的思想正確了，行動到位了，成功就來了。

11. Investing in my own business. You have much more control over your own business than you do in the stock market. You can expand, make higher end products, or do whatever it takes to increase your own income.

投資自己的事業(yè)。 在自己的事業(yè)上，你有著比在股市中多得多的掌控力。你可以擴(kuò)張發(fā)展，制造更高端的產(chǎn)品，或者做其它任何可以增長收入的事情。

12. Living below your means. If your expenses are raising as fast as your income you’re never going to save a good amount- no matter what you’re income. When you live before your means and your income raises, do not increase your expenses. This gap will keep getting bigger and bigger and so will your net worth.

以低于你收入水平的標(biāo)準(zhǔn)來生活。 無論你的收入多少，如果你生活消費(fèi)的增長速度與你的收入成正比的話，你永遠(yuǎn)不會存不了“大錢”。當(dāng)你以低于你收入水平的標(biāo)準(zhǔn)來生活，而你的收入增加時(shí)，不要增多你的花費(fèi)。這個(gè)差額會越來越大，你的資本凈值也會越來越多。

13. Having excellent investment advisers. The truth is unless you’re an investment expert you don’t know the best place to put your money. The best people to execute your investments are financial advisers, but according to real millionaires the best people to give financial advice are knowledgeable CPAs and Lawyers。

有許多出色的投資顧問。 事實(shí)上，除非你自己就是一個(gè)投資專家，你不會知道投資什么最好。金融顧問們是幫你投資的最好人選，但是據(jù)那些大富豪所說，最好的金融顧問是知識淵博的注冊會計(jì)師們和律師們。

All that’s left now is the hack your life by implementing these 13 success secrets and you’re on your way!

[發(fā)布者：yezi]

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